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SEF International

We provide loans for farmers, sole proprietors and small enterprises, renovation and consumer loans.
Our free financial consultancy, quick loan application processing and flexible loan conditions are aimed to guide the client to responsible borrowing, developing the business, improving household economy.

Why SEF International:

SEF International's mission is extending business development and financial services to emerging entrepreneurs in search of productive opportunities to support families and communities striving for decent life for children in Armenia.

  • SEF provides loan and financial consultancy for its clients with simplicity and in convenient way.
  • SEF is a transparent financial institution, aiming to minimise credit failure risks for its clients.
  • SEF has international partners and financial donors.
  • SEF is a reliable microfinance institution, with longest MFI history in Armenia.




(374-10) 20 28 22


23 Davit Anhaght street, N 44. 45