Ameriabank CJSC  Follow

JOB - Loan Officer, Ameriabank, Vanadzor

Publish Date: Mar 24, 2016

Deadline: Apr 03, 2016

COMPANY: Ameriabank” CJSC, “Vanadzor” Branch

DEPARTMENT: Customer Service Unit

JOB TITLE: Loan Officer

LOCATION: Vanadzor


  • Highly competitive package of benefits
  • Full time position, open-ended employment contract; start date: ASAP
  • Career growth and development opportunities

JOB DESCRIPTION: The incumbent will be responsible for issuance and further service of the loans.  


  • Provide detailed consultation on different kinds of loans to potential borrowers
  • Review the documents and/or information filed by the client, assess clients’ creditworthiness and borrowing capacity
  • Make inquiries on the client’s credit history to the relevant credit bureau
  • Prepare and submit opinion on loan disbursement
  • Compile and maintain the clients’ credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
  • Draft loan, security and warranty agreements and follow up on their execution
  • Ensure document flow in the loan disbursement and service processes
  • Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
  • Administer and monitor disbursed loans
  • Follow up on timely repayment of loans and notify relevant services in case of default
  • Provide professional opinion
  • Submit performance reports to the line manager


  • University degree in finance, accounting or economy (ACCA or MBA will be a plus)
  • At least 3 years of work experience in finance and banking, including at least 1 year of work experience in client service
  • Proficiency in Microsoft Office; knowledge of AS Bank 4.0 and Outlook will be a plus
  • Fluency in Armenian, Russian and English
  • Knowledge of banking and civil legislation, banking and accounting
  • Communication skills and courteous manners
  • Attention to detail
  • Team playing skills
  • Decision making skills and ability to handle stressful situations

REMUNERATION: ranging from AMD 100,000 to 2,000,000, according to the S grade of the Bank remuneration scheme.

APPLICATION PROCEDURE: all interested and qualified candidates are invited to complete the application form, enclose the CV at their discretion and email it to Please indicate the position title in the subject field of your message.

Opening date:         25/03/2016   

Closing date:          03/04/2016                             

Only short-listed candidates will be called for interview.

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