COMPANY: “Ameriabank” CJSC, “Vanadzor” Branch
DEPARTMENT: Customer Service Unit
JOB TITLE: Loan Officer
LOCATION: Vanadzor
EMPLOYMENT DETAILS:
- Highly competitive package of benefits
- Full time position, open-ended employment contract; start date: ASAP
- Career growth and development opportunities
JOB DESCRIPTION: The incumbent will be responsible for issuance and further service of the loans.
DUTIES AND RESPONSIBILITIES
- Provide detailed consultation on different kinds of loans to potential borrowers
- Review the documents and/or information filed by the client, assess clients’ creditworthiness and borrowing capacity
- Make inquiries on the client’s credit history to the relevant credit bureau
- Prepare and submit opinion on loan disbursement
- Compile and maintain the clients’ credit files in electronic and hard forms (including in the operational system and CRM database of the bank)
- Draft loan, security and warranty agreements and follow up on their execution
- Ensure document flow in the loan disbursement and service processes
- Process the agreements in the bank operational system and give electronic instructions in connection with the loan disbursement to the relevant units
- Administer and monitor disbursed loans
- Follow up on timely repayment of loans and notify relevant services in case of default
- Provide professional opinion
- Submit performance reports to the line manager
MAIN REQUIREMENTS
- University degree in finance, accounting or economy (ACCA or MBA will be a plus)
- At least 3 years of work experience in finance and banking, including at least 1 year of work experience in client service
- Proficiency in Microsoft Office; knowledge of AS Bank 4.0 and Outlook will be a plus
- Fluency in Armenian, Russian and English
- Knowledge of banking and civil legislation, banking and accounting
- Communication skills and courteous manners
- Attention to detail
- Team playing skills
- Decision making skills and ability to handle stressful situations
REMUNERATION: ranging from AMD 100,000 to 2,000,000, according to the S grade of the Bank remuneration scheme.
APPLICATION PROCEDURE: all interested and qualified candidates are invited to complete the application form, enclose the CV at their discretion and email it to hr.branch@ameriabank.am. Please indicate the position title in the subject field of your message.
Opening date: 25/03/2016
Closing date: 03/04/2016
Only short-listed candidates will be called for interview.