TITLE: Credit Officer
DURATION: Long-term with probation period.
LOCATION: Yerevan, Armenia
JOB DESCRIPTION: The Credit Officer will be responsible for customer attraction and for creditworthiness evaluation and analysis of loan applications.
JOB RESPONSIBILITIES
- Actively promote bank loan products;
- Responsible for consultancy for customers on required documents, loan term and conditions;
- Collect and verify the financial information submitted by the customer;
- Review and analyze financial statements;
- Identify potential customer’s needs and their appropriate management;
- Monitor the status of applications;
- Analyze due diligence data, using financial ratios, client credit histories, resale value of collateral, etc.;
- Prepare and present required reports and documentation to the necessary signatories;
- Evaluate the credit risk of clients before the credit committee;
- Educate borrowers and guarantors of their rights and obligations including all aspects of servicing the loan (repayment schedule and terms, indexing, etc.);
- Make collections and track loan repayments;
- Responsible for ensuring payments are made on time and in the correct amount.
REQUIRED QUALIFICATIONS:
- Higher education in the fields of Economics or Finance;
- At least 2 year of work experience in the Bank as a Credit Officer;
- Computer skills, experience in working with Armenian Software;
- Awareness of customer crediting procedure; Armenian Banking Legislation;
- Strong interpersonal and communication skills, strong work ethics;
- Ability to work in teams;
- Problem-solving and decision-making skills, high sense of responsibility;
- Excellent knowledge of Armenian language;
- Good knowledge of Russian and English languages is a plus.
APPLICATION PROCEDURES: Interested applicants should submit their CVs in Armenian language to: hr@prometeybank.am or send to Prometey Bank head office at: Hanrapetutyan Str. 44/2, Yerevan 0010. Please, put "Credit Officer" in the subject line of the e-mail. Only shortlisted candidates will be interviewed. Please clearly mention in your application from where did you learned of this job opportunity.
ABOUT COMPANY: "Prometey Bank" CJSC is the first registered commercial bank in Armenia.
Thanks to its effective and consistent policy, the Bank provides banking services in accordance with the highest international standards by adopting modern technologies and based on our quarter-century experience.
High professionalism of the Bank employees, perfect knowledge of financial markets and customer-oriented approach allow our customers to achieve favorable conditions for personal finance and business development, thereby creating an atmosphere of success and sustainability.
For more information about the company, please visit: www.prometeybank.am.